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Abstract
Settle your own injury claim
Let me, an attorney, show you how to settle your own claim...
Stop the Insurance Company From Making Ridiculous Offers!
Dear Injured Consumer,
WOW - Over delivered!
The adjuster was stuttering when I applied the techniques taught here.
The offer to settle my claim went from $1,200 to $5,600 almost
overnight! Buy it! You have nothing to lose.
Lara Wear
La Mirada, CA
Read It Over a Weekend
Friday at 3:00 PM the adjuster called me to discuss settlement of my
injury claim.
I was at work, so I had to wait until Monday to discuss how much I
would receive for my pain and suffering. It had been a long and drawn
out process and the "best" offer was $750.
I felt that we were not even close of what I would considered would be
fair for my injuries. I bought Settle Your Own Injury Claim and read it
over a weekend.
On Monday, I was fired up! I was able to question the adjuster on the
spot. He did not what to say. Suddenly, the "best" offer was now
$2,000! I ended up settling my claim for $18,500.
Karen Connerley
Topeka, KS
Knowledge is Power
I was hit by a drunk driver. I was not trying to make money out of this
situation. I simply wanted to be properly compensated.
The adjuster was so offensive and aggressive that I almost settle for
less than $2,000. After reading Hector's book and following his tips, I
ended up settling my injury claim for $48,000.
I can honestly tell you that this was one of the best investments of my
life!
Bruce Tyndell
Dallas, TX
Only Asking for What It's Fair
A lady plowed into my truck, giving me a lower back and neck injury.
I use my truck for work (I am contractor), so I knew that I would miss
out in several work assignments. The insurance company did not want to
pay me for my lost income.
They kept asking for paper work. There was always some kind of snag on
the process and I never got any money. After reading this book, I
learned how insurance companies operate.
I wrote couple of letters to the right individuals and demanded payment
for my injury and lost wages. I settled both to my satisfaction! Thank
you.
Marc Levesque
Big Falls, MI
I Was Offended by the Adjuster's Offer!
My car was totaled. The air bags deployed. I was taken by ambulance and
had follow up care for about 11 weeks.
First Offer = $250. Two hundred and fifty bucks because according to
the adjuster I was not employed.
I bought the book and settled the claim myself for $13,750 plus all my
medical bills!
Katherine Stoque
Salt Lake City, UT
I Did Need A Lawyer!
I read the materials. I tried to settle the claim myself but the
adjuster's best offer was simply not acceptable.
I read what Mr. Quiroga had to say about how to hire and negotiate
attorney's fees.
This information saved me thousands in legal fees.
Not only was I able to successfully reduce my legal fees and cost, but
I knew a lot about injury claims, which came handy in litigation.
After a jury trial, I compared what my fees would have been if I did
not use Mr. Quiroga's tips.
The difference was a whooping $125,890.73 in attorney's cost alone. Not
to mention the deductions on interest and other associated expenses.
Well worth the investment.
Erica Pederson
Spring Valley, NV
50 Bucks for My Injury?
I would probably have settled for $500, but when the adjuster offered
me $50 bucks to settle my lower back injury, I knew I had to fight.
No lawyer would listen to me because my accident was considered a low
speed impact, so there was no money in it for them.
I decided to buy this information and I settled my claim for $1,750.
Dustin Haspe
Seattle, WA
Tried to Jack Up My Rates!
15 minutes after buying the book, I followed the steps to ensure my
insurance company would not raise my payments because of an accident
that was not my fault.
Sure enough!
They tried to do it but I had printed the evidence how this book
outlined.
They had to lower them back to where they were supposed to be.
This means that this book and information saves me money every single
month, for years to come!
Charles Zelenski
Portland, OR
An irresponsible driver had just hit you and now you have to have the
car towed, inspected, and repaired (correctly, hopefully).
You must also had to get a rental car, fill out paperwork, file a
claim, call different 1-800 numbers, be put on hold, worry about your
insurance rates, and take recorded statements.
You will have to arrange for medical care, process paperwork so the
ambulance provider and doctors get paid, and lose time from work, but
still meet your bills, expenses, and obligations.
You are supposed to do all these on your own - even if you have full
coverage!
And the worst part: insurance adjusters will attempt to devalue your
claim and not give you any compensation for your inconvenience.
Simply put, this is very unfair! - But I can help!
The person that hit you did not have any real consequences. You have to
deal with an adjuster and hope that they treat you right- UNTIL NOW!
Here's the story...
Insurance Companies Take Advantage of Consumers Like You
They know that if you want to get legal representation, a lawyer
will take anywhere from 30 to 50% of your settlement!
In fact, if your case goes to trial, they will take at least 60% to
account for "legal cost"!
You would end up with less money than your attorney!
But, insurance companies know that if you are not represented, you will
likely settle for SUBSTANTIALLY less than you are LEGALLY ENTITLED TO.
They hope that you do not fully understand your legal rights and
therefore not stand up for them.
I wrote this eBook to teach you how to settle your own injury claim!
With this information, you can ask for recovery of all the damages you
are entitled to and substantially increase your settlement award!
Most Unrepresented Parties Do Not Know that They Are Entitled to
Recover for Future Pain and Suffering.
This tip alone will cover the cost of these materials many times over.
Stop being trampled by the insurance company. Let's LEARN and DEFEND
your rights!
Learn how I, an attorney, and all the lawyers in my firm settle injury
claims. You can keep the entire settlement award. No need to share it
with anyone else.
You will have the tools you need to start and finish the settlement
process without a lawyer. You will learn what to ask for, what
documents you will need, and how to get them!
Hit the Adjuster with More Knowledge than What He Thought You Had!
Settle your own injury claim-
Order Now-
This is not a 50-page eBook with general information about injury
claims. This is a 225-page eBook with an in-depth analysis on how
personal injury claims work and how they are settled.
You will learn how to calculate your own pain and suffering, how to
negotiate a fair settlement, and how to avoid the traps insurance
adjusters will lay for you.
Get thousands more for your pain and suffering by simply following the
proper steps to document your claim!
Stop arguing with the adjuster over irrelevant evidence. Document your
claim correctly so there is no dispute! Your case will settle because
you have the proper evidence to back up your demands.
Get an insider's view of the process and establish what you are
rightfully owed. Don't take a penny less!
Think about it, insurance adjusters handle thousands of claims per
year. This is probably your first insurance negotiation. You will be at
a substantial disadvantage if you do not learn and put these techniques
into practice.
Insurance companies will use dirty strategies to get you to settle for
substantially less than you should.
They will cut your rental car short, they will prolong the negotiation
process so you get desperate and settle, and they will let some of your
bills go unpaid so collectors call you. These are among the many
illegal strategies they will use to get you to settle quickly and for a
lot less.
In fact, some adjusters will call your boss and ask very intrusive
questions and ask for confidential information in such a manner that it
suggests that the accident is your fault!
Not only that, adjusters will try to get a recorded statement from you
the day of the accident (or as close to the day of the accident as
possible). They will use your testimony against you. They will tell you
that a recorded statement is required. HOWEVER, YOU have an absolute
right to decline taking this recorded statement!
These materials will teach you how to decline unreasonable adjuster's
requests, and will empower you with the proper arguments to move the
claim forward towards the proper settlement!
Here is the table of contents of Settle Your Own Injury Claim for your
review
myInlineFrame
But Why Should You Believe Me?
Because I have been involved with injury claims for more than 15 years!
Not only as an attorney, but also as an adjuster, investigator,
mediator, arbitrator, paralegal, legal clerk for a federal judge and
even as an injured party myself.
Adjusting Claims
I have been in every single aspect of a claim. I have investigated,
decided, and settled fault in thousands of claims. I have arbitrated
claims as an injury adjuster against other insurance companies.
I have coached hundreds of people in their Small Claims Court
arguments. I have trained several people like you (paralegals) to
collect evidence and to settle claims against insurance companies.
As an injury adjuster, I had settlement authority up to $90,000. I
dealt with thousands of casualty claims and hundreds of fatalities.
American Bar Association - Member However, before I was promoted as an
injury adjuster, I was an adjuster for the liability, property damage,
and total loss unit. I investigated coverage, fault, property damage,
coverage disputes, and total loss. I have seen thousands of different
scenarios; and I understand how insurance companies work from the
inside.
Federal Court All the insurance companies' secrets are revealed here
with only one aim: to increase your settlement to the maximum amount
possible without having to hire an attorney!
Injury attorney
Hector Federal Court
Member As an attorney, I have identified the most common arguments
adjusters use against unrepresented parties and turn them around
against the insurance company! This only means that you will be able to
get more money for your settlement.
To order, please click here.
Settle Your Own Injury Claim-
Order Now-
With this information you will...
o Know how to present the facts and be empowered!
o Successfully defeat the insurance adjuster's "best final offer".
o Learn proven techniques to out negotiate the most seasoned
adjusters.
o And a lot more...
Buy Now
You will not only get Settle Your Own Injury Claim, you also
get ALL the FREE Bonuses below!
You will have more than 15 years of experience at your fingertips!
You will be able to talk to the insurance company with all the
information and forms that benefit you! Not them.
In addition, you will have every single form you could possibly need.
Including the Settlement Demand Letter that I use with incredible
results!
If you order today, you will also get:
How to Write a Settlement Demand Letter
Get Results Like a Pro!
This is a complete guide to how you must approach the letter of demand!
If you are not even thinking about writing a good and persuasive
letter, you will be leaving thousands of dollars on the table.
Settle your own injury claim-
Order Now-
As an adjuster, I learned which letters resulted in higher awards and
which ones would actually decrease settlements. I am giving you
everything I use as an attorney to settle top dollar injury claims!
If you get my ebook, you will learn the following:
o What format to follow
o When to prepare your settlement demand letter
o How to ask top dollar for your pain and suffering
o How to ask for compensation for unpaid medical bills
o What NOT to say or write about! Some statements will devalue your
claim
o How to defeat adjusters' defenses even before they are made
against you
o What documentation you must include with your letter
o What evidence you should highlight so your settlement is increased
o What the adjuster will be looking for so you can provide it thus
smootheing out the negotiation process
o When and how you should deliver the letter
o What to do subsequent to this letter to get to a better
settlement!
o Plus much, MUCH MORE!
This just scratches the surface of what I've put into this book.
How to Write a Settlement Demand Letter-
Order Now-
With your order today, you will also get:
Dirty Insurance Negotiation Techniques
10 Ways They Will Take Your Money!
You will uncover the nasty techniques insurance companies use against
unrepresented claimants.
Adjusters will also use techniques against attorneys who are too
inexperience to see what is really happening!
Settle your own injury claim-
Order Now-
You will spot these techniques a mile away and will be able to stop
them before it is too late!
Insurance companies teach adjusters when and how to argue a claim
against people like you! Ten of the most common and effective lessons
are broken down here for you!
Make no mistake. They have WEEKLY round tables to discuss the
"difficult" clients and come up with strategies to get you to settle
those files for less!
As if this was not enough, they have access to one on one coaching from
their managers and more experience negotiators.
With this information, you will be able to call their bluff and
increase your settlement - guaranteed.
You will understand why a claim is reassigned! (the real reason). Why
you need to get them more paperwork, even after you had provided
"everything."
This information is the perfect companion to the How to Settle Your Own
Injury Claim ebook!
Dirty Insurance Negotiation Techniques-
Order Now-
With your order, you will also get...
The Claim Briefcase
All the Forms I Use to Settle Claims
The Claim Briefcase-
Order Now-
You will acquire access to every single letter, worksheet, formula, and
other documents; and be able to use them to settle your claim on your
own.
One more thing, not only will you have access to the documents I use as
a lawyer, but the also to the documents I used as an adjuster to
evaluate claims like yours!
You will have an insider's adventage as you will be able to see how an
adjuster adds (and subtracts) value to your claim!
What is included in The Claim Briefcase? Here you go:
Letter / Form MS
Word Adobe Reader
1
Adjuster Evaluation of Injury Claim
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
2
Adjuster Pain and Suffering Formula
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
3
After the Accident until Settlement Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
4
Agreement and Release
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
5
Authorization to Release Records
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
6
Car Accident Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
7
Contingent Fee Agreement
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
8
Counteroffer
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
9
Fault Analysis Worksheet - DBCD
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
10
Hold Harmless Agreement
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
11
Independent Medical Examination (IEM) Objection
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
12
Injury Claim Records Dates and Descriptions
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
13
Interrogatories
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
14
Personal Injury Claim Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
15
Jury Questions
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
16
Lawsuit Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
17
Letter of Denial - Non-Payment of Premium
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
18
Letter of Denial - Non-Permissive Use
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
19
Medical Report Request to Doctor
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
20
Medical Request Letter to Medical Providers
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
21
Medical Treatment Worksheet
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
22
Non-Special Damages Summary
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
23
Notice of Claim to Liability Carrier
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
24
Notice of Claim to PIP Carrier
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
25
Notice of Claim to Responsible Party
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
26
Offer to Insurance Company
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
27
Order for Discovery
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
28
Overview of Entire Injury Claim
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
29
Personal Injury Claim Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
30
PIP Record Correction Letter
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
31
Police Report Request
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
32
Release of Any and All Claims
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
33
Request for Production of Documents
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
34
Sample Demand Letter
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
35
Settlement Demand Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
36
Settlement Negotiations Summary
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
37
Setup Checklist
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
38
Summons and Complaint
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
39
Total Special Damages Summary
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
40
Wage Disclosure Form
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
41
Updated Medical Records and Bills Request
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
42
Verification of Lost Wages and Earnings
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
43
Wage Disclosure Form
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
44
Witness Contact Request
Available in Word format for immediate download after purchase
Available in PDF format for immediate download after purchase
Yes! You get everything for the same price... Not a dime more for any
of these forms. These alone are well worth your investment.
You would be paying 0.00 Cents for each form! You cannot beat that
price anywhere!
The Word files are completly unlocked so you can copy, paste, and
modify them any way you want! It does not get any easier than that.
The PDF files are also unlocked so you can copy any and all content
into your favorite word processor and modify it so it matches your
claim and circumstances.
After your purchase, you can download each file individually, or you
can download all of them as a compressed file (.zip) for a much faster
download.
The Claim Briefcase-
Order Now-
As if the deal was not sweet enough already, I will also include a copy
of my published book which will empower you with everything you need to
know about the claim investigation process.
You will have insider information regarding recorded statements,
property damage, how your vehicle damages should be handled, and if you
are entitled to a rental car or not!
In addition, you will also learn how to read and interpret the auto
policy! Enough of the "there is no coverage" statements. With this
knowledge, you will know exactly where you stand with the insurance
company!
If you order right now, you will also get:
The Auto Policy
and the
Claim Investigation Process
The Auto Policy and the Claim Investigation Process-
Order Now-
Learn everything you need to know about auto insurance coverages!
What steps MUST an adjuster follow in a proper accident investigation?
Everything is here.
Where to go if the insurance company is being unfair? Where and how to
file an insurance complaint? The answers to these are also provided.
Learn how to defeat a compromising recorded statement! You should never
give a recorded statement, but if you already have, this information
will be unvaluable to you!
Get all the insurance requirements for all 50 states! Do not let the
insurance agents tell you that you need more insurance than what you
really need.
In-depth analysis of how an adjuster MUST evaluate fault is also
included in this ebook! Are you at fault? Do you share any liability
for the accident? Or is the insurance company simply giving you a hard
time so they could pay you less than what you are owed?
What is the effect of your state law on your recovery? We covered all
50 states in simple to understand forms!
Here is the table of contents:
myInlineFrame
The adjuster will not know where you are getting this information from!
You will not only be able to evaluate pain and suffering, you will also
be able to read and interpret policy language. You will be able to tell
the adjuster why the claim is covered!
No more disputes over your responsibility in this entire mess. This
book explains is how fault is evaluated so you can build a bulletproof
case!
and ... you will not pay one more dime for this information!
The Auto Policy and the Claim Investigation Process-
Order Now-
There you have it. Everything you would ever need to handle your ENTIRE
car accident without an attorney is here.
I have not kept anything from you, everything is provided to you!
This information is worth thousands of dollars and you will get it for
a fraction of its value!
But... what if you have an adjuster that simply will not budge? What to
do then?
Do not worry! These materials got you covered! See below!
What if you do need a lawyer?
There will be those claims where an adjuster is so hard-headed that
they will take advantage of your situation!
There are also those claims which you SHOULD NOT settle yourself. Those
claims that involve Brain Injuries, Fatalities, Dismemberment,
Blindness, etc. should not be settled on your own.
For these types of claims, you will need an attorney. There is no
question about that!
Do not despair. Should you need one, you will have access to the
best-valued attorney referral service in the United States!
An attorney could increase your settlement by thousands of dollars, but
they are expensive - UNTIL now!
If you order right now, you will also get....
Negotiating Attorney's Fees
Keep the Bulk of Your Settlement!
The Auto Policy and the Claim Investigation Process-
Order Now-
Did you know that in a $50,000 lawyer settlement, it is very common
that you only get about $11,000?
Yes, you get substantially less than you thought you'd get! ... And in
fact, your lawyer will get more than you would! ... How do I know?
Because I am a lawyer ... I know how I get paid!
If you get my eBook, you will be able to interview and select the best
attorney. Get the best value for your dollar and the best
attorney-client fee agreement!
This information will show you, step by step, how to approach a lawyer
(should you need one), and substantially reduce your fees and costs.
You will increase your net settlement by thousands if you apply some of
techniques explained here! - Buy It Now!
The Auto Policy and the Claim Investigation Process-
Order Now-
I'm sure that right about now, you're wondering...
How Much Does The Book Cost?
The real question is: how much is it worth for you to know everything
about injury claims and about how to settle your own claim?
I suppose you could do what most people do -- just "try to settle it"
without any real learning or even a remote idea of what your case is
worth!
Some people are sitting on a real gold mine. They just do not know it!
Do not be one of them!
Why not take advantage of the experience and knowledge I've put into
the materials?
I have boiled it all down for you in very simple, easy to understand
terms. No fluff, all information you can put to work right now.
Order your copy of the book for just $34.95
Doesn't $34.95 seem reasonable?
And just in case you missed what I said earlier, let me be clear...
You Get ALL the Books
PLUS ALL the Letters and Forms!
1. Downloadable Books. You can be reading Settle Your Own Injury Claim
in as little as 2 minutes from now (even if it is 2am on a Sunday)!
My automated system will deliver your copy as a downloadable PDF
file (which can be read on any computer). You can read the book on
your computer, or you can print it out if you like.
Download your copy
2. Downloadable Forms and Letters. My system will deliver all forms
and letters from The Claim Briefcase in Microsoft Word format (.doc
- compatible with all versions of Word) AND in PDF format. You will
be able to use them as templates in your own claim.
Settle it yourself - Save $$
Risk-Free For 365 days!
If at the end of the 365 days you don't
feel that these materials are worth it...
Simply ask for a refund.
I'll give you 100% of your money back.
No hassle. No questions. Guaranteed.
There's no need to make up your mind right now.
Get your copy of the books.
Read them.
Find out how everything you need to know about injury claims today.
See if you like them. See if they give you the information you need
about settling your own injury claim.
I don't want you to take any risk at all in ordering these materials.
So here's what I'm willing to do - you get all the books, letters, and
forms, and put me to the test for A FULL YEAR.
I'll give you 100% of your money back. No hassle. No questions.
"Rock-Solid One Year Unconditional Guarantee"
My personal promise to you:
If Settle Your Own Injury Claim doesn't help you, I don't want to keep
your money.
Get your copy of the book right now.
If it doesn't fulfill your every expectation, and help you learn more
about dealing with injury claims...
If you're not 100% thrilled and delighted with this information...
Just ask for a refund and I'll send you every penny of your money
back.
It's that simple, and the risk is 100% on my part... not on yours.
Don't forget - you have up to one entire year to decide ...
But even if you do decide to return it... you keep all of the bonus
gifts.
For that matter, you get to keep everything (how could I make you
"un-download" your books, letters, and forms, even if I wanted to?).
If you were less than honest, you could download your book and easily
rip me off.
But I'm placing my faith in you, and I trust you won't do such a thing!
Order Your Own Personal Copy of Settle Your Own Injury Claim Right Now
"PRIORITY" VIP Download Form
INSTANT ACCESS
YES! I want to finally learn everything I want to know about injury
claims. Please give me INSTANT ACCESS to my downloadable copy of Settle
Your Own Injury Claim right now.
Injury ebook I understand my order will be processed on a totally
secure server, and once it is processed, I will be able to immediately
download my eBook (electronic book) - even if it's 2 a.m. on a Sunday.
Personal Settlement I understand that I will immediately get all
additional bonuses that will supplement the information in the eBook
and help me discover more about insurance and injury settlements.
Settlement I understand that I have 365 days (1 year) to test each and
every bit of information in your book and if I am not 100% thrilled
with Settle Your Own Injury Claim, I can get a full refund.
Personal Injury ebook I understand that this is legal information and
NOT legal advice. For specific legal advice regarding my claim, I will
need to hire an attorney in my local jurisdiction.
Injury ebook I understand I get to keep all the bonuses, even if I
request a refund.
Checkmark I understand I also get The Claim Briefcase, which means I
can use all the letters and forms as a template for my own claims. Of
course, I have to modify these templates to meet my specific car
accident and insurance claim.
Checkmark I understand that these books, bonuses, and information are
only relevant for claims in the UNITED STATES ONLY! (Good for all 50
states)!
I understand that the instant my order is approved, I will be able to
download my copy of the book.
Order Now-
What are you waiting for? You have nothing to lose...
Do it now...
Sincerely,
injury lawyer
Héctor E. Quiroga, Sr.
Attorney at Law
P.S.
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